• ASBS Guide to navigating health and life insurance


    Navigating health and life insurance can be a complex and overwhelming challenge, but it is an important aspect of financial planning and protection for individuals and families. Here is our guide to help you navigate health and life insurance like a professional:


    1. Understand the basics: Before you start shopping for health and life insurance, it's important to understand the basics. Health insurance helps cover the costs of medical care, while life insurance provides financial protection for your loved ones in the event of your death.


    1. Know your options: There are different types of health and life insurance available, and it's important to understand the options available to you. For health insurance, options include employer-sponsored plans, individual plans, and government-funded programs such as Medicaid and Medicare. For life insurance, options include term life insurance, whole life insurance, and universal life insurance.


    1. Understand your needs: Before you start shopping for health and life insurance, it's important to understand your needs. Factors to consider include your age, health status, family size, and financial situation.


    1. Shop around: Don't be afraid to shop around and compare different health and life insurance options. Look at different plans and compare costs, coverage, and benefits.


    1. Read the fine print: Before purchasing health or life insurance, make sure you understand the terms and conditions of the policy. Pay attention to details such as exclusions, limits, and restrictions.


    1. Understand the tax implications: Health and life insurance policies can have different tax implications, so it's important to understand how they will affect your taxes.


    1. Review regularly: Review your health and life insurance policies regularly to ensure they still meet your needs. As your circumstances change, your insurance needs may change as well.


    By following these guidelines, you can navigate the process of health and life insurance. Remember to shop around, read the fine print, and understand the tax implications of different policies. This will help you find the best policy that meets your needs and budget. 

    we understand the importance of securing your health, life, and overall financial well-being. That's why we offer a wide range of insurance services to meet the diverse needs of our clients.

    To learn more give us a call at (407) 860 - 8001 or email rgoez@asbs-llc.com.